University of Toronto
Chik Kai Cheung Alan (BSc(ActuarSc), Year 3)

Throughout the four months living there, I have experienced the unique Canadian culture. Canada truly lives up to its reputation for being one of the friendliest places in the world. Walk into any store and there would be staff greeting you with a smile. Canadians are also very polite and considerate.  People would hold the door for you even if you were ten steps away. They would say “thank you” in every situation.